Monday, May 27, 2013

Powerful Couples, Parenting, and Get To Know Him Better*

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The list includes:
  • Barack and Michelle Obama
  • Melinda Gates and Bill Gates
  • Jay-Z and Beyonce
  • Xi Jinping and Peng Liyuan of China
  • Angelina Jolie and Brad Pitt
  • Portia de Rossi and Ellen DeGeneres
  • Marissa Mayer and Zachary Bogue
  • Hillary and Bill Clinton
  • Gerard Pique and Shakir
  • Patrizio Bertelli and Miuccia Prada
  • Cher Wang and Wenchi Chen
  • Mike Nichols and Diane Sawyer
  • Tom Brady and Gisele Bundchen
  • Barry Diller and Diane von Furstenberg
  • Queen Elizabeth II and Prince Philip, Duke of Edinburgh

There is nothing really special about these couples as far as them being different from anyone else.  They all came from their momma’s womb, they came up as kids with a few of them from humble beginnings, and most of them didn’t have diamond spoons in their mouths.   

I don’t believe all of them are even college graduates.

What is common with all of these couples is that they are all visionaries – individually and together.  When they got together they sat down and got to know each other below the skin and out of the bedroom.  They talked about each stage of their life and where they wanted to go: 
  • from their career 
  • to how they wanted to raise their kids
  • to where they will live
  • to how they would make an impact 
  • to how they will retire
They talked about how they would invest and manage their money.   

They stuck to the plan with respect, loyalty, dedication and love.  

They also aligned their lives on course together in a concentrated area.  These powerful couples are partners in a particular industry or closely tied industries.   

There is strength in numbers and there is strength in unity.  The recipe to being a powerful couple is quite simple.  


Parenting
Another powerful couple is Will Smith and Jada Pinkett Smith.  Recently, Will Smith did an interview giving his take on parenting with Haute Living.

The key note that Will Smith said about parenting is that parents should not view kids as "slaves or property."   That's a tip to parenting that most parents learn too late....when their children are grown.

Although it's not the first time it's been shared, Will Smith also talked about how he and Jada sat down and talked about how they would parent their children.  Something that many parents do not do but it so important. 

Kids are not little clay models to mold into what parents want them to be or do in life.  Children are simply developing human beings that need just three things:  
  1. Love
  2. Provision
  3. Preparation

Since May 6, 2013, we have learned how three women were held captive for over ten years -  one of them 11 years while during that time a child was born into captivity.   

Those three women weren’t living in a shed out in the country.  They weren’t down in an abandoned well in a field.   

Those women were held in a house in a neighborhood that was frequented by family and neighbors.  Hindsight now have family and neighbors remembering the peculiarities.  The locked doors.  Not allowed in certain places.  This is a classic example of how a person can be known but not be known about.

Have you ever seen in a movie how a person saw something peculiar and shared it with someone else and it was blown off?  But it kept bothering that person until they looked into it themselves.

I remember the Jeffrey Dahmer case when the police came to the door and gave that little boy back to Dahmer with a laugh.  In the recent case with the three women, the neighbors across the street saw a naked woman in the backyard.  When the girls told their mother later, she thought too much time had lapsed and didn’t call the police.  When the man they dubbed the Cleveland Strangler killed 11 women, there were signs all over the place.  Foul smell in the neighborhood, a naked woman seen in the yard, etc.

When a woman meets somebody, she needs to do what Michelle, Melinda, Beyonce, and Jada did.   

Get To Know Him.   

She also needs to do what others don’t do.  Look for the peculiarities.  Does he act funny about his home, or anything that he does?  If a man is acting mysterious at a time that you are contemplating a relationship with him, then it’s time to put on the brakes.   

There is no room for mystery from a man.   

A woman should have some mystery about herself until she gets to know him.. for one, to keep the intrigue going for the man because men and women don’t fall in love the same way and secondly, in case the man finally drops the facade (if he was holding one up) and turns out to be a person that the woman needs to get away from in a jiffy.


*From the May 25, 2013 episode of Lady Intelligence Live!



More on the Will Smith interview:

Saturday, May 18, 2013

Hooray for Mary!! She Got Off Welfare!!*

Mary, divorced mother of two, lost her job.  She applied for unemployment benefits and got her first check three and a half weeks after her last week of work.

Unemployment compensation barely covered housing however Mary was $110 below the maximum limit to receive medical benefits and $70 a month below the maximum limit to get food stamps.  Mary was then eligible for vouchers at the daycare where her children attends as well.  When Mary was working, she paid $710 a month for daycare.  While on unemployment, she just had to pay $25 a month.  Mary also qualified for utility service assistance.

After six months of submitting as many as 50 applications a week,  attending the mandatory work programs, and providing information to unemployment about how many times she contacted a company for a job week after week, Mary obtained a job making $700 more a month gross than what she was getting in unemployment and $2,000 a month gross less than what she used to make at the job where she was laid off.

Mary is no longer eligible for food stamps, day care, utility service assistance, and medical insurance coverage because now she makes over the income eligibility requirement to receive those services.

Mary is barely making the rent payment on time and goes to food pantries and churches for food while she and her children walk around with no medical coverage.  Mary's elderly mother keeps her two children while she goes to work.  Mary is looking for a less expensive place to live.  She has found that she can afford an apartment in an area with little police presence and high crime statistics.

Mary must be congratulated and hailed for the progress she has made in her life.


*Based on a true story of many.

Thursday, May 16, 2013

...Makes A Lot of Sense

To get rid of prostitution...
...by setting up sting operations to bust Johns.

To get rid of drugs...
...by catching the users and putting them in jail for long term sentences.

To get guns off the street...
...by making it harder for the people who legitimately get guns

To prepare upcoming generations to be productive as adults in 2026 ...
...by continuing to teach them what was taught in 1974

 To prepare upcoming generations to be productive as adults in 2026 ...
 ...by continuing to teach them to pass a test vs. on what they will apply in life as wise consumers and relationship developers











Thursday, May 2, 2013

Money Matters: Grow a Snowball Year Round

Pay Off Debt and Become Debt Free with the 
Snowball Debt Repayment Method

  1. Spread all of the bill statements out so that the interest rate, if applicable, and the balance due can be seen.
  2. Sort the bills from lowest to highest dollar amount.
  3. Then sort those bills by interest – higher to lower.  For example if you have two bills for $300 and one of them has interest for 4% and the other for 5%, put the 5% first.  That bill is costing more money in the long run and needs to get eliminated as soon as possible.
  4. Next, make a list of these bills in the order that you have placed them in hand.
  5. Next to each bill write down the total due, the minimum payment amount, and the finance or interest rate.
  6. Pay all of the bills the minimum payment amount.  If there is anything extra that can be paid toward the debt elimination, put it all on the first bill on the list.  When the first bill is paid off, that’s a WIN.  Celebrate….for a moment.
  7. Next month, apply all of the payment amount that when on the first bill each month with the minimum payment that goes to the second bill.  So if $60 was going to the first bill and $50 was going to the second bill, the payment for the second bill every month until pay off is, $110. 
  8. When the second bill is paid off – Celebrate…for the moment.
  9. Continuing on with the example, the next month take the $110 and apply it with the third bill.  If that third bill was $60, now the monthly payment amount for that bill until pay of is: $170.
  10. As the bills are marked off down the list as paid off, the bills are getting paid off faster and faster because more money is being applied to the next bill cutting the length of time to repayment than if the bill was being paid with the minimum payment amount.
  11. The snowball debt repayment plan can take anywhere from one year to five years depending on the total amount of debt and how much money is going toward paying off that debt.

Once the debts are paid off, the money that was going to debts can now go toward creating your passive income.