Showing posts with label Lady Intelligence Live Segments. Show all posts
Showing posts with label Lady Intelligence Live Segments. Show all posts

Friday, October 17, 2014

What A Woman Should Know About A Man on Lady Intelligence Live!

Join Lady Intelligence Live! Host, Tonya Nicol Davis as she talks about her new book, "If You Don't Know This, You Don't Know Jack - What A Woman Should Know About A Man."

Tonya will go inside to share more about the Lady Intelligence Get To Know Him Better Awareness Campaign and how her new book helps to spread that message.

With so much hype on what a woman should do to get a man, the importance is what a woman should know about a man - especially the man who she has introduced into her life and into the lives of her family.

Tune in to Lady Intelligence Live! on Saturday, November 8 at 10:00 AM EST.


http://www.blogtalkradio.com/ladyintelligencelive/2014/11/08/what-a-woman-should-know-about-a-man




For more information about the book "If You Don't Know This, You Don't Know Jack", visit:




Tuesday, December 31, 2013

New Life Resolutions - 2014 and Beyond

In December 2012, I conducted a thorough examination and inventory of what and whom I had allowed to take my mind, time, energy, and spirit.  My blood pressure was sky high, I was in the middle of livelihood transitions, and other personal matters weighed upon immediate and needed decisions and actions.  From that inventory, I developed my New Life Resolutions and on this last day in December of 2013, I can declare that those resolutions remained intact the entire year.

What I discovered is that although New Life Resolutions and New Year Resolutions commence the same way, the approach is rather different.

With New Year Resolutions, the goals are stamped with an expiration date - 12/31 of that year.  New Year Resolutions are somewhat superficial - not just in appearance, but in lack of depth with little regard for next step.  New Year Resolutions are great for planning goals.  New Year Resolutions can be easily abandoned.

What I found with New Life Resolutions is that they have meat - substance.  There are no expiration dates or short term visionary planning.  The depth encompasses more than losing weight, changing careers, or making more money.  The core of New Life Resolutions is the awakening to what really counts beyond status quo with intense focus on the very one who is creating the New Life Resolution...beyond the tradition and definitely with no regard to any surrounding opinions.

A person can be no good to anyone else unless they are the absolute best to themselves 
- thus the foundation of a New Life Resolution.


www.blogtalkradio.com/ladyintelligencelive


The archive of the following broadcast is no longer available.  Be sure to follow Lady Intelligence Live at:  http://www.blogtalkradio.com/ladyintelligencelive.rss.


Tune in to Lady Intelligence Live on Saturday, January 4 at 11:00 AM EST as we discuss crafting your own New Life Resolutions that will withstand the challenges of maintenance and will grow as you evolve.

In preparation for this broadcast, prepare a list of the areas in your life that you would like to see vastly improved.  Have pen and paper in hand.

The listen in line is 718.766.4403.



Sunday, June 23, 2013

I Would Be Remiss Without Adding to the Simple Health and Wellness Broadcast Episode...

...that although I said during the broadcast that the nurse practitioner and the gynecologist saved my life, in all truth it was God that led me to a conscientious nurse practitioner I had never met (my gynecologist of 20 years was on leave at the time) to the sequence of medical examinations and treatments to uncover a usually silent condition that doesn't make a peep until it has progressed to a threatening and serious prognosis.

I must also add that the symptoms that led me to make an appointment were not on the classic symptom list.  I didn't feel right.  I felt something out of place.  It wasn't painful.  I actually thought it was the birth control device and that it possibly moved out of place.

Looking back to that season, I didn't speak much about the condition but only to a few people, i.e. three sisters in Christ at church; a cousin; a colleague/neighbor/friend who was my rock in helping me with transportation and household matters; a childhood friend who took care of my home while I was in the hospital; and my children so they would be up-to-date with their family medical history and not kept in the dark with what was going on with their mother.

In my telling, I shared only what was needed to be known. I meticulously kept any inkling of the treatment process from those I knew or felt would make it an interrogation opportunity.  I vowed not to give life and presence to the doctor's diagnosis so that my energy, mind and soul would be consistently focused on nothing but having good health.

Every time the specialist asked me if there was anyone to whom he needed to speak, I told him no.

I went to each appointment by myself.  But I was never alone.  God was there the whole time.


Lady Intelligence Live Broadcast:  Simple Health and Wellness




Monday, May 27, 2013

Powerful Couples, Parenting, and Get To Know Him Better*

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The list includes:
  • Barack and Michelle Obama
  • Melinda Gates and Bill Gates
  • Jay-Z and Beyonce
  • Xi Jinping and Peng Liyuan of China
  • Angelina Jolie and Brad Pitt
  • Portia de Rossi and Ellen DeGeneres
  • Marissa Mayer and Zachary Bogue
  • Hillary and Bill Clinton
  • Gerard Pique and Shakir
  • Patrizio Bertelli and Miuccia Prada
  • Cher Wang and Wenchi Chen
  • Mike Nichols and Diane Sawyer
  • Tom Brady and Gisele Bundchen
  • Barry Diller and Diane von Furstenberg
  • Queen Elizabeth II and Prince Philip, Duke of Edinburgh

There is nothing really special about these couples as far as them being different from anyone else.  They all came from their momma’s womb, they came up as kids with a few of them from humble beginnings, and most of them didn’t have diamond spoons in their mouths.   

I don’t believe all of them are even college graduates.

What is common with all of these couples is that they are all visionaries – individually and together.  When they got together they sat down and got to know each other below the skin and out of the bedroom.  They talked about each stage of their life and where they wanted to go: 
  • from their career 
  • to how they wanted to raise their kids
  • to where they will live
  • to how they would make an impact 
  • to how they will retire
They talked about how they would invest and manage their money.   

They stuck to the plan with respect, loyalty, dedication and love.  

They also aligned their lives on course together in a concentrated area.  These powerful couples are partners in a particular industry or closely tied industries.   

There is strength in numbers and there is strength in unity.  The recipe to being a powerful couple is quite simple.  


Parenting
Another powerful couple is Will Smith and Jada Pinkett Smith.  Recently, Will Smith did an interview giving his take on parenting with Haute Living.

The key note that Will Smith said about parenting is that parents should not view kids as "slaves or property."   That's a tip to parenting that most parents learn too late....when their children are grown.

Although it's not the first time it's been shared, Will Smith also talked about how he and Jada sat down and talked about how they would parent their children.  Something that many parents do not do but it so important. 

Kids are not little clay models to mold into what parents want them to be or do in life.  Children are simply developing human beings that need just three things:  
  1. Love
  2. Provision
  3. Preparation

Since May 6, 2013, we have learned how three women were held captive for over ten years -  one of them 11 years while during that time a child was born into captivity.   

Those three women weren’t living in a shed out in the country.  They weren’t down in an abandoned well in a field.   

Those women were held in a house in a neighborhood that was frequented by family and neighbors.  Hindsight now have family and neighbors remembering the peculiarities.  The locked doors.  Not allowed in certain places.  This is a classic example of how a person can be known but not be known about.

Have you ever seen in a movie how a person saw something peculiar and shared it with someone else and it was blown off?  But it kept bothering that person until they looked into it themselves.

I remember the Jeffrey Dahmer case when the police came to the door and gave that little boy back to Dahmer with a laugh.  In the recent case with the three women, the neighbors across the street saw a naked woman in the backyard.  When the girls told their mother later, she thought too much time had lapsed and didn’t call the police.  When the man they dubbed the Cleveland Strangler killed 11 women, there were signs all over the place.  Foul smell in the neighborhood, a naked woman seen in the yard, etc.

When a woman meets somebody, she needs to do what Michelle, Melinda, Beyonce, and Jada did.   

Get To Know Him.   

She also needs to do what others don’t do.  Look for the peculiarities.  Does he act funny about his home, or anything that he does?  If a man is acting mysterious at a time that you are contemplating a relationship with him, then it’s time to put on the brakes.   

There is no room for mystery from a man.   

A woman should have some mystery about herself until she gets to know him.. for one, to keep the intrigue going for the man because men and women don’t fall in love the same way and secondly, in case the man finally drops the facade (if he was holding one up) and turns out to be a person that the woman needs to get away from in a jiffy.


*From the May 25, 2013 episode of Lady Intelligence Live!



More on the Will Smith interview:

Thursday, May 2, 2013

Money Matters: Grow a Snowball Year Round

Pay Off Debt and Become Debt Free with the 
Snowball Debt Repayment Method

  1. Spread all of the bill statements out so that the interest rate, if applicable, and the balance due can be seen.
  2. Sort the bills from lowest to highest dollar amount.
  3. Then sort those bills by interest – higher to lower.  For example if you have two bills for $300 and one of them has interest for 4% and the other for 5%, put the 5% first.  That bill is costing more money in the long run and needs to get eliminated as soon as possible.
  4. Next, make a list of these bills in the order that you have placed them in hand.
  5. Next to each bill write down the total due, the minimum payment amount, and the finance or interest rate.
  6. Pay all of the bills the minimum payment amount.  If there is anything extra that can be paid toward the debt elimination, put it all on the first bill on the list.  When the first bill is paid off, that’s a WIN.  Celebrate….for a moment.
  7. Next month, apply all of the payment amount that when on the first bill each month with the minimum payment that goes to the second bill.  So if $60 was going to the first bill and $50 was going to the second bill, the payment for the second bill every month until pay off is, $110. 
  8. When the second bill is paid off – Celebrate…for the moment.
  9. Continuing on with the example, the next month take the $110 and apply it with the third bill.  If that third bill was $60, now the monthly payment amount for that bill until pay of is: $170.
  10. As the bills are marked off down the list as paid off, the bills are getting paid off faster and faster because more money is being applied to the next bill cutting the length of time to repayment than if the bill was being paid with the minimum payment amount.
  11. The snowball debt repayment plan can take anywhere from one year to five years depending on the total amount of debt and how much money is going toward paying off that debt.

Once the debts are paid off, the money that was going to debts can now go toward creating your passive income.




Wednesday, April 10, 2013

Good Debt Vs. Bad Debt


I had to chuckle.  I wanted to find a nice little online tool to reference to readers without making a lesson plan out of a blog post.  So, in my first search over the Internet, all these articles came up about presidents' net worth, celebrities' net worth, the top whatever number rich folk lists, etc.  Would be interesting to know the number of people who read those articles that knew their own net worth.

Anyway, some things people should just know...where they came from and where are they going; their social security number by heart; the date, time and location of their birth; compatibility; the date they want to retire coinciding with the date that they should be able to retire; where all the important papers are such as insurance policies, all the different kind of wills, and any power of attorney docs; the dollars and cents and/or value in each bank account and/or investments; and lastly, their net worth, cashflow and credit score.

Don't know too many people who want to be broke, but know a lot of people who would like to be financially free.  To be financially free is to have a cashflow where there the passive income dollar amount is more than the expenses dollar amount.  Passive income is income that comes in without going out and punching in at a job to get it.  Passive income would be income from real estate, investments, businesses, etc.  Financially free is not going out to the job every day.

Having a good credit score helps to make the financial terms favorable such as getting a low to zero interest rate and other incentives.  There are ways to obtain financing for homes and cars without using a credit score, but it requires a significant down payment, an excellent employment and personal history, and other special demonstrations and documentation.

My personal definition of credit is:  
"Credit is simply someone getting something that they can't afford to pay in full upfront on a payment plan and then paying extra money on top of the payment plan to use the payment plan." 

The majority of consumers use credit because it's "easier" to use to get stuff.  The only thing is that if credit is used to purchase something, having an excellent credit rating is key so it would be as close as possible to making layaway payments but with the merchandise already in hand.

I. Here are the formulas:
  1. Assets - Liabilities = Net Worth
  2. Income - Expenses = Cash Flow
  3. FICO Score = Credit Score (important to know*)


II. Tools randomly found on the Internet**:

CNN Money Net Worth Calculator:  http://cgi.money.cnn.com/tools/networth/networth.html

PremierWest Bank - Financial Answer Center

Free Annual Credit Report:  https://www.annualcreditreport.com/cra/index.jsp



III. Great Learning Tool***:

Rich Dad Poor Dad Cashflow 101 Game:  Online Version and Board Game
http://www.richdad.com/Rich-Dad-Games/CASHFLOW.aspx




*Learn more about FICO and Credit Scores at:  http://www.myfico.com/crediteducation/whatsinyourscore.aspx.
Remember, there is no need to pay to obtain a credit report from all credit reporting bureaus.  Everyone is entitled to a free annual credit report from all credit reporting bureaus from https://www.annualcreditreport.com/cra/index.jsp
Be careful of multiple inquiries.  Multiple inquiries affect the credit score except the inquiry for the person requesting a copy of their own credit report.
In addition to public records and creditor reporting, credit reporting bureaus get their data from applications. What a consumer puts on an application and tells the lender goes on the credit report file for all to see - including current creditors and those who hold judgments against that particular consumer.
Be sure that the free credit report program reviews offered by banks are not using the free annual credit report opportunity that is available directly for consumers.

**Not an endorsement or recommendation.  Just a reference.

***I personally have the game and it's more than just having fun.  Great for any age.



Saturday, March 30, 2013

The Beginning of the Series...on Lady Intelligence Live

Missed the first broadcast of Lady Intelligence Live (Weekly)?

Here it is...(segment begins at 00:10)


Listen to internet radio with Lady Intelligence Live on Blog Talk Radio




The ad played prior to playback of this Lady Intelligence Live broadcast is under the direction and choice of Blog Talk Radio only.  Ad content is random thus the ad may not be a representation of the mission of Lady Intelligence, Ltd. and Lady Intelligence Live.

Monday, February 25, 2013

Upcoming Teleseminar - Buying A Car, Tuesday, 2/26/2013 - 8:00 PM EST

Buying A Car – Tuesday, 2/26/2013

Buying a car is more than just one or two test drives, signing papers, being thankful to get approved, and then driving off to sport the new ride.  Just in time for auto shows and seasonal incentives, learn how to avoid financial traps that could occur when signing for a new or used car.

Get your questions answered from seasoned automobile sales representative, Debbie Baughman, about buying and leasing.


Conference Dial-In Number:  (605) 475-4000 ~ Participant Access Code: 296406#


Saturday, February 9, 2013

Can A Single Woman Be Single, Happy, and Satisfied? ... For How Long?

Upcoming Topic on

"Lady Intelligence Live"

on Blog Talk Radio!!





Valentine's Weekend.  

There will be lonely hearts and there will be single happy hearts.  

Which one are you? 

There are many women who are single and don't give it a thought.  They got their lives together, busy with activities.  

But when nighttime comes....what's the real deal?  Can a woman be single and happy?  

When does the happiness in singleness run out?

Share your views.

Share Your Views.  Join the discussion. 


on Blog Talk Radio
Saturday, February 16, 2013 at 3:00 PM EST.
 
Call-in Number:  (718) 766-4403

Friday, January 25, 2013

Segments on Blog Talk Radio



"Lady Intelligence Live"

on Blog Talk Radio!!





Story after story about girls and women abused or killed by their "boyfriends" in their own home. Story after story about children being caught in the crossfire of violence by men introduced to them by their mothers. 

  • Do these girls and women see this coming? 
  • Did they just ignore the warning signs? 
  • What are the warning signs?  

Isn't it funny how those on the outside always see the warning signs? 


Click Below and Listen to the Archive of This Episode

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